Start a Small Business


In December of 2016, the Small Business Optimism index exploded upwards in a fashion not seen since 1980 and everyone’s eyes (if they haven’t already) should be turning towards small business in the United States. Will we finally see small businesses begin to take the risk of investing for expansion and will new business starts begin to pick up in 2017? Continue reading

Markets Around the World

peacock - smallThe Markets

Around the world in a few paragraphs…

The post-election adrenaline rush may be over in the United States. Is the “reality” of the Trump presidency setting in? Or, is this merely a brief pause before optimism becomes growth?  Continue reading


man on mountain top in sunThe Nobel Peace Prize of 1964

Dr. Martin Luther King, Jr. received the Nobel Peace Prize in 1964.

Dr. King accepted his Nobel in the name of a movement; in the name of Peace. He took a moment in his acceptance speech to offer his hopes that the civil rights movement would be successful as well as a recognition that we cannot get to a state of peaceful cooperation through violent means: Continue reading

Should You Go To College?

baby chickHOW IMPORTANT IS A COLLEGE DEGREE? At the University of Baltimore 2016 Midyear Commencement, Federal Reserve Chair Janet Yellen shared her thoughts about the importance of college:

“Economists are not certain about many things. But we are quite certain that a college diploma or an advanced degree is a key to economic success. Continue reading

As 2017 Opens: It’s Optimists vs. Pessimists… Again

Flamingo battle or kissThe Markets in 2017

…And, they’re off!

Bullish sentiment helped world equity markets get off to a fast start last week. Just name a country or region – developed markets, emerging markets, the United States, Latin America, Asia, Europe, the United Kingdom – and it’s likely the area’s benchmark index may have been up for the week. Continue reading

DOW 20,000

forest AND the treesTO 20,000 AND BEYOND! Can you see the forest for the trees?

You may have noticed investors have been pretty enthusiastic about U.S. stocks in recent weeks. It’s possible the Dow Jones Industrial Average will surpass 20,000 next week. The fervor for U.S. stocks may be due to improving corporate earnings growth or it may reflect expectations for the incoming U.S. President.  Continue reading

2016 Recap

snow on fruit treeThe Markets as of January 3, 2017

What a difference a year makes! At the start of 2016, investors were rather pessimistic and risk averse, preferring bonds to stocks. By the end of the year, they were quite optimistic and preferred stocks to bonds. In between, markets traveled a bumpy road. Continue reading

Look Both Ways Before Crossing Wall Street – 4 Pitfalls Facing Young Investors

Jonathan DeYoe2

Pitfalls Facing Young Investors was originally published on Business Insider – Dec. 2016 – Click HERE!

I’ve been a financial adviser for more than 20 years, and here are 4 of the biggest investment traps I see young clients fall into

Twenty years into my career as a financial adviser, I still love going to the office every day. I am blessed with a great team and a fantastic group of clients with whom I share many personal affinities. I find it particularly satisfying to help the young professionals — many of my favorite clients are in their 30s — set their goals, build their wealth, protect it, and shepherd it for the future, one careful financial step at a time.

That said, there are definitely pitfalls that can make taking those steps a lot more challenging than it needs to be for my clients — and you. Investors will do well to look both ways before crossing Wall Street, Continue reading

Is Financial Advice Worth a Fee?

Jonathan DeYoeOriginally published at Business Insider – Oct. 2016 – Click HERE!

A financial adviser explains what everyone gets wrong about paying for money advice — and why it’s worth it in the long run

One hot trend in financial services advertising is to suggest that only chumps pay fees for financial advice. Continue reading

My 10 Best Pieces of Money Advice

The Golden Gate BridgeOriginally published at Business Insider – Oct. 2016 – Click HERE!

I’ve been a wealth adviser for 20 years — here are 10 of the best pieces of money advice I can give you

Jonathan DeYoe has been a financial advisor in San Francisco for the past two decades, giving him a first-row seat to the unprecedented explosion of wealth creation ushered in by tech industry. Here are his 10 best pieces of money advice.

1. Put your money where your happiness is. Continue reading